If you're currently renting in Ohio and wondering whether now is the right time to buy — you're not alone. With rising rent prices and fluctuating mortgage rates, more renters than ever are asking: Should I keep renting or finally take the leap into homeownership?
Katie Roberts, a trusted Realtor and property manager based in Centerville, has helped dozens of renters navigate this exact decision. Let’s break down the pros, cons, and 2025 realities of renting vs. buying in Ohio.
If you're currently renting in Ohio and wondering whether now is the right time to buy — you're not alone. With rising rent prices and fluctuating mortgage rates, more renters than ever are asking: Should I keep renting or finally take the leap into homeownership?
Katie Roberts, a trusted Realtor and property manager based in Centerville, has helped dozens of renters navigate this exact decision. Let’s break down the pros, cons, and 2025 realities of renting vs. buying in Ohio.
Renting can absolutely make sense in certain situations — especially if you're in transition or not sure where you want to settle long term.
Pros of Renting:
But here’s the catch in 2025: Ohio rent prices are climbing, and many renters are paying more each year without building any equity or credit toward a home.
Buying a home is a big step, but it can be a powerful financial move — especially when guided by someone like Katie who knows how to get deals done in this market.
Pros of Buying:
In Ohio, average monthly mortgage payments on a starter home are now similar to (or even lower than) rent in many areas, including Centerville and Dayton. Plus, with Katie’s help, buyers often find affordable options and local lender programs with low or no down payments.
Many renters assume they need:
But the truth is: Ohio has programs for first-time buyers that require as little as 3% down, and Katie works with lenders who specialize in creative, flexible financing.
Plus, if you’re already paying rent on time, you're likely already demonstrating the kind of consistency that lenders love to see.
If you’ve been renting in the Dayton or Centerville area and wondering if buying is in your future, don’t go it alone.
Katie Roberts has helped countless Ohio renters make the switch to homeownership — with zero pressure and real answers.
📞 Reach out to Katie today to find out how close you are to owning a place you can truly call home.
